Fintech Forum #5: Unlocking Credit for Bharat

Discover how Sanjay Aggarwal, Co-founder of Moneyview, and Kunal Varma, Co-founder & CEO of Freo are driving credit penetration and narrowing the Bharat credit gap as we delve into the key aspects of lending: customer acquisition, underwriting, cost of capital, and collections, in conversation with Mayank Jain, Stellaris.

‍00:00 - 04:10: Moneyview's journey of creating financial products for Bharat‍

04:11 - 08:10: Freo's focus on credit line and flexibility

‍08:11 - 09:02: Mayank's perspective on small-sized ticket loans

‍09:03 - 15:21: Economic challenges faced by banks in providing credit to this segment

‍15:22 - 22:28: Digital channels that've worked in customer acquisition

‍22:29 - 28:34: Does WoM effect play in the lending business?

‍28:35 - 33:08: Building underwriting models in a pure digital model

‍33:09 - 35:22: Assessing the intent of customer's payback ability

‍35:23 - 38:42: Opportunities in the market - Credit-on-UPI & Generative AI